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Ideal4finance

Finance Terms & Conditions

Spread the cost with flexible finance

At KAD Interiors, we are committed to delivering excellent service and we understand that some customers prefer to pay with finance.  So, we’ve partnered with established credit brokers, Ideal4Finance, to enable customers to spread the cost with monthly payments.

The following finance options are available, always subject to the lender’s assessment:

  • Fixed rate finance at 12.9% APR over 36, 48, 60 or 120 months (three to ten years)

 A deposit will be required. Please confirm this with us before beginning the application process.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

You can apply online and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Here is a representative example of a £6,000 purchase, with a 25% deposit, paid over four years at 12.9% APR. Purchase amount £6,000; deposit amount £1,500; total credit £4,500; interest rate 12.9% (fixed); loan duration 48 months; monthly repayment £118.80; total repayable £5,702.40; total cost £7,202.40. Please note: the representative example provides an indication only, and the exact details will be provided at the application stage.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

If you’re ready to apply, please click here to begin the application process. If you need support with your application, please call Ideal4Finance on 020 3617 4647.

KAD Design Projects Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

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